Terms and Conditions

1. Introduction

Welcome to Trade Smart Courses. By accessing or using our website, online courses, and educational materials (the “Services”), you agree to be bound by these Terms & Conditions. 

If you do not agree, please do not use our Services.

2. Educational Purpose Only

All content provided through our Services is for educational and informational purposes only.

We do not provide financial, investment, trading, or legal advice.

Trade Smart Courses is not a registered investment adviser, broker-dealer, or financial institution.

Examples, case studies, and market discussions involving ETFs, CFDs, Options, Futures, Forex, or other financial instruments are for learning purposes only and should not be considered recommendations.

3. No Investment Advice

You acknowledge and agree that:

• Any trading or investment decisions you make are your sole responsibility.
• Trading and investing involve risks, including the possible loss of capital.
• Leveraged products such as CFDs, Options, and Futures carry a high level of risk and may not be suitable for all investors.

Past performance is not a guarantee of future results.

You should consult a licensed financial adviser before making any investment decisions.

4. Use of Services

By using our Services, you agree to:

• Use the information only for personal, non-commercial educational purposes.
• Not redistribute, resell, or copy course content without prior written permission.
• Not rely on the content as a substitute for professional financial advice.

5. Payments & Refund Policy

Payments for courses, memberships, or digital products must be completed in full before access is granted.

All sales are final and non-refundable due to the digital nature of our products, which are accessible immediately after purchase.

Refunds will only be considered in cases of:

• Duplicate payments made in error.
• Technical issues on our end that prevent product delivery and cannot be resolved.
• If you believe you qualify for an exception, you must contact us within 7 days of purchase at: info@tradesmartcourses.com

6. Limitation of Liability

Trade Smart Courses shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use or misuse of our Services.
• Reliance on educational material provided.
• Losses incurred in financial markets.

7. Intellectual Property

All content, materials, videos, texts, and resources are the intellectual property of Forex Flow Academy.

You may not reproduce, distribute, or exploit our materials without written consent.

8. Governing Law

These Terms & Conditions shall be governed by and construed under the laws of Bulgaria/EU Law, without regard to conflict of law principles.

9. Modifications

We reserve the right to update or modify these Terms & Conditions at any time. Updates will be posted on this page with a revised “Effective Date.”

10. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

📧 info@tradesmartcourses.com